Debit Card

Proudly presents the Dual Currency Debit Card

The newly launched Dual Currency UnionPay Debit Card offers you greater convenience and security on cash withdrawal and payment services, leveraging on the  《UnionPay》local and overseas network, enables you to enjoy convenient cross-border financial services.

Cash withdrawal and spending transactions conducted in BND or foreign currencies (except RMB) will be settled in BND from your BND savings account¹, whereas those transactions conducted in the RMB will be settled in RMB from your CNY savings account². 

Cash withdrawals and spending transactions are subject to the following daily limits:

*All limits are calculated independently.

Shopping Convenience with UnionPay worldwide offers

You can enjoy the spending spree and make purchase by directly debiting from your bank account at over 16,000,000 merchant outlets marked with 《UnionPay》 logo around the world.

Extensive ATM Networks

You can enjoy convenient cash withdrawal services at over 1,700,000 ATMs worldwide marked with 《UnionPay》logo.

Overseas cash withdrawals preferential handling fee

You can enjoy a preferential handling fee of as low as BND 10 / RMB 50 (depends on the currency of the transaction account) for cash withdrawal transactions conducted through 《UnionPay》network overseas.

Exclusive Offer

In addition, when travelling to Hong Kong or Macau, you could also enjoy privileges when using your BOC Debit card.*

*Offer are applicable to BOC Debit card bearing BOC Logo. The offers are valid until 31 December 2023 (unless otherwise specified). All services and offers are subject to relevant terms and conditions. Please click here for more offer details or enquire with respective merchants.

Remarks:

1. Transactions conducted in BND and other foreign currencies except RMB will only be debited from your BND saving account. Please ensure you have sufficient BND balance in your account for the transaction(s), otherwise the transaction(s) may be rejected.
2. Transactions conducted in RMB will only be debited from your CNY savings account. Please ensure you have sufficient RMB balance in your CNY savings account for the transaction(s), otherwise the transaction(s) may be rejected.

Risk Disclosure:

1. RMB investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of RMB may result in losses in the event that the customer converts RMB into BND or other foreign currencies.
2. RMB is currently not fully freely convertible. Individual customers can be offered CNH rate to conduct conversion of RMB through bank accounts and may occassionally not be able to do so fully or immediately, for which it is subject to the RMB position of the banks and their commercial decisions at that moment. Customer should consider and understand the possible impact on their liquidity of RMB funds in advance.