China now plays a significant role in the global economy. International enterprises recognise the growth potential of the Chinese market and the opportunities it offers to expand their business. Drawing on BOCHK's close connection with its parent bank, Bank of China (BOC), and Bank of China Group's vast network throughout the Mainland, our professional team with expertise in the Mainland of China and Hong Kong's business environment, laws and regulations, make BOCHK the ideal one-stop cross-border banking services provider to facilitate your business expansion in China.

• How can companies develop business on the Mainland with offshore RMB funding?
  BOCHK can assist offshore parent companies to raise capital for investment in China through financing, currency conversion or self-owned RMB funding. It also offers loans to foreign enterprises that can be transferred to their Mainland subsidiaries by ways of equity injection and shareholder's loan.
  To satisfy the working capital needs of clients' Mainland subsidiaries, BOCHK can also provide cross-border facilities such as "overseas direct loans" and "domestic loans under overseas guarantee" to clients' subsidiaries in the Mainland in order to lower financing costs.
• How to trade with Mainland enterprises through RMB trade finance?
  BOCHK provides various tailor-made trade settlement and financing services to support foreign companies trading in RMB, including Letters of Credit (L/C), Collection, Negotiation/Discount of Export Bills under L/C, Import Invoice Financing, Export Invoice Discounting, Forfaiting and Overseas Import/Export Financing all settled in RMB. Corporate customers can convert their existing HKD or USD trade lines into equivalent RMB trade lines based on their actual needs. They can also fix foreign exchange rates in advance of trade payments in order to hedge exchange rate risks of RMB.
• How to reduce exchange costs and minimize the risk of exchange rate and interest rate in transactions?
  Foreign companies investing in China often face currency and interest rate risks arising from asset-liability mismatches in RMB and other currencies. BOCHK offers treasury solutions such as Spot Exchange, Delivery Forward, Non-Delivery Forward and Cross-Currency Interest Rate Swaps, so that corporate customers can lock in exchange rates and interest rates in advance for better currency and interest rate risk management.
• How to transfer cross-border funds efficiently?
  "BOC GPI" provides same-day fund transfer service to over 10,000 remittance points spanning all provinces, autonomous regions and municipalities in the Mainland of China and Macau, enabling foreign companies to capture every business opportunity and meet their financial needs. "BOC IGTB is connected to the BOC Online Banking and cash management system in China and overseas branches. Corporate customers can access and manage their BOC bank accounts on the Mainland anytime, anywhere.
• How can corporations make better use of their working capital generated in China and overseas to support the development of the group through cash management?
  Through close cooperation with BOC Group's branches in the Mainland of China, BOCHK provides cash management services for the needs of working capital and investment in the Mainland of China and overseas, including RMB dividend allocation, corporate cross-border RMB loans and cross-border two-way RMB cash pooling, to enhance the efficiency of cash utilisation and further supports the sustainable development for the corporations.